‘Twas the night before Christmas and all through the house,
People like you were finding the best rates online with a mouse.
The stockings were hung by the chimney with care
And smart investors were online because best rates are found there.
We exchanged presents wrapped in green and red
While visions of great returns danced in our heads.
From home equity and mortgages to checking and CDs
I, too, looked online to find the best rates for me.

As a gift to my parents, I helped them refinance their mortgage loan
I found them a low 30-year fixed, so their payments won’t grow.
They’re able to make the monthly payments with ease
And they say it makes owning a home feel like a breeze.

For those who already own their home at this time,
Perhaps the gift of choice should be a home equity loan.
With the Fed cutting the rate again and again,
Rates are the lowest they’ve ever been.
If you want to tap into your equity, now may be the time,
To pay off your credit card debt so it doesn’t continue to climb.

By using rate tables, I filled my wallet with cheer
And ensured that gift-giving will be a little easier next year.
Finding ideal mortgage rates online has become such a cinch
Never again will I need to be a Scrooge or Grinch.
Bring out the holly, garland, and yule log,
Offer everyone some sugar cookies and egg nog.
Use tables to check rates and make your finances soar,
Happy rate shopping to all, from my home to yours!

Source: Informa Research Services